One of our qualified counsellors can review your situation, help you to understand your financial problems, and suggest possible
solutions. You make the decision, and we help you to help yourself.
If you or your family have trouble setting and sticking to a budget, we can help. From setting goals to planning, tracking and
evaluating your progress, we can equip you with the skills for success.
Third Party Intervention
Sometimes you just need a third party to intervene and work things out between you and your creditors. If this is the case,
one of our counsellors can help.
Debt Management Programs
If you are falling behind with your payments, but wish to avoid bankruptcy, we can negotiate with your creditors to establish
a repayment program over a period of up to 4 years. Many creditors also stop interest charges in such cases.
We are always happy to provide a speaker for school, community, church and employee groups who are interested in budgeting and
credit issues. There is no charge for this service.
If you have already filed an assignment in bankruptcy or a consumer proposal, your trustee might refer you to this agency for
counselling. These sessions help you to understand what went wrong, and how to avoid problems in the future.